The woman, who did not wish to be named, was playing at the Gala Bingo club in Bromborough when all her numbers came up, the Ellesmere Port Pioneer reports.
While her children, and one grandson, are sure to be treated to something special, the catering woman plans to address some more urgent matters with the money.
"I will probably do all the usual things people do when they win money, such as pay off my debts, have a holiday and decorate my house, including a new kitchen and bathroom," she said.
She also plans to split the money with her sister as they are regular playing partners - with her previous biggest win being £1,000, there will be plenty of money to go around.
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